You will want to have these items complete or on hand for your settlement:

Buyer

  • Buyer’s copy of the finalized purchase agreement.
  • Cashier’s check made to KNOX TITLE INSURANCE, INC. for any funds you may need to close.
  • Homeowners Insurance policy and paid receipt if you paid outside of closing.
  • Photo identification. Some lenders are requiring two forms of ID.

Seller

  • Seller’s copy of finalized purchase agreement
  • Invoices for any unpaid taxes or bills for work done on the property for closing.
  • Bill of sale for any personal property covered by the purchase agreement.
  • Photo identification.